Where can I find information about credit cards?

Hosting - E-Commerce (Merchant Account) - Credit Cards

Once your merchant application has been approved, an approval message is sent to Mercantec. When this message is received, SoftCart is automatically updated with the appropriate configuration files. You will receive an e-mail notifying you of this configuration. Note: Before you begin accepting credit cards, we recommend that you review the Merchant Account Operating Procedures for specific information regarding credit card acceptance.

You will automatically be set up for Visa and MasterCard transactions. If you would like to accept Discover, you will need to apply for a merchant account through their application line. You have the option to accept American Express and Diner's Club just by clicking on those card types in the merchant application. JCB cards will be available in the latter part of the 1st Quarter of 2000. Novus/Discover cards can be added to your store after you have been approved as a merchant. Please contact Discover card at 1-800-347-2000 and obtain a merchant account with them. If you had not selected AMEX at the time of the application submission, you will need to contact them directly to open the account at 1-800-528-5200. Once you have opened the additional accounts, it is a simple telephone call to Paymentech's Customer Service area 1-888-807-5874, 24 hour services, 7 days a week add to the card types your business can accept.

Funds are automatically transferred to your business checking account via an electronic ACH transfer 3 to 5 business days after a transaction has been marked as shipped and the daily batch has run and settled for payment. Even though a physical storefront is not required to process credit cards with Paymentech on the Internet, because there is a certain risk of fraud with "card not present" sales (such as telephone orders or sales over the Internet), funding for Internet merchants does take a little longer than funding for retail merchant with a storefront.